Re: Windscreen cracked!

[alex.fadeev@xxxxxxxxxxx]

"David R. Lefebvre" <drl@domain.elided> wrote:
> 
> Do you have USAA insurance? They will replace it for free, last 
> time I checked. 

The insurance policies depend primarily on your state's insurance 
comissioners' whim, and less on the insurance company and your deductible. 
In some sates the insurers are forced to write policies with 0 deductible 
on glass claims. In most the glass claim falls under the liability clause 
of your policy. 

If you attend Driving Schools (aka DEs), and are insured by either 
Progressive or USAA, beware. In some states, the above two companies have 
made attempts to deny coverage to track accidents regardless of the 
circumstances.
If you live in MA, you are entirely SOL.

alex f

> At 01:43 PM 3/19/03 -0600, you wrote:
> >MichaelJAdair@domain.elided wrote:
> > > I just spider webbed my windshield on my M3 because I was an idiot
> > > during a wiper blade install! Is this a dealer only, special glass,
> > > etc. install or can I avoid the stealer? Any feedback, tips welcome.
> >
> >Michael,
> >BMW does not make glass. There are about half dozen companies that 
supply
> >glass for our cars. My E30 used to have the OE glass manufacturer names
> >etched on the glass next to the roundels. I haven't check the E36s.
> >The dealership techs don't know how to install the windshields either.
> >They farm out the work to the independent installers after taking a cut
> >on the roundel embossed glass.
> >Most factory installed windshields are very soft. Lot's of theories on 
> >the reasons behind that, but the end result is that they are very prone
> >to sand blasting. PPG is one popular alternative that is a bit harder 
> >than stock. I had it in my E30 and know others who are happy with the
> >E36 PPG windshields.
> >The key is getting a distortion free windshield. The only way to insure
> >that is to be there when the installer is about to drop it into your 
car.
> >Both dealer and aftermarket glass can have minor or major distortions.
> >It's a lot easier to ask for another windshield before it gets glued to
> >your car.
> >
> >HTH,
>alex f

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