RE: STATE FARM INS./ POLICY CHANGE WITH LATEST PREM. NOTICE

["Bruce Heersink" <gobuffs93@xxxxxxxxxxx>]

>I just received by semiannual prem. notice for my M-3 (which actually 
went down) but with the typical insert with notice to certain policy 
changes such as '' THERE IS NO COVERAGE WHILE  VEHICLE IS OPERATED IN, 
ENGAGED IN PRACTICE FOR, OR IS BEING PREPARED FOR ANY RACING OR SPEED 
CONTEST. THIS APPLIES WHILE THE VEHICLE IS OPERATED OFF PUBLIC ROADS ''  
*This sounds like drivers schools. I have done several schools and 
planned on a few this year but can't take the financial chance if this 
new policy change could be used against me in a legal confrontation. 
Hope for some opinions from some lawyers or insurance Exec. on our list.

I have State Farm too.  Never had to make claim from an autox or driving 
school event. But when I have gone I havent' operated my car, practiced 
for or prepped for a racing or speed contest.  Doesn't sound like 
driving school to me. Surely there is something else that worries you, 
that doesn't worry me.  

Bruce
98 M roadster (been to 2 driving schools, neither BMW CCA)
former Z3 1.9 (went to one driving school, NO aftermarket roll over 
protection)

______________________________________________________
Get Your Private, Free Email at http://www.hotmail.com

------------------------------