RE: M3 Insurance Rates

["Mudry, Robert (CAP, AMR)" <rob.mudry@xxxxxxxxxxxxx>]

All right.  I admit.  I screwed up on my post.  I meant ANNUAL not
semi-annual rates.  When I was composing the email, at first I wrote the
6month rates, but decided to change them to yearly rates.  Duh!  Forgot to
edit the rest of the sentence.   By the way, I'm with Erie...

Rob Mudry
'96 328is
BMW CCA # 135536

	
	Peter Stuhr wrote:
	> 
	> Rob,
	> 
	> Good god man! Your insurance company is taking you for a ride. I
had a
	> 328is for about a year and then bought an M3. My semi-annual
premium
	> with Nationwide only went up $80 for a total of $750. $1,700!!!!!!
I
	> hope they planned on greasing you up before the festivities!!!!
Get a
	> new insurance company.

	Strong words from someone who is himself dripping from grease.
	$750!  Sheesh.  $564 is more like it.  ;^)

	You should be careful about comparing insurance rates over the net;
	and certainly insulting people for them.  Move to a different
city/state,
	and you may find that your best rates are with a different company
and
	are much higher.  You also don't know how many claims or tickets in
	the last three years; nor do you know where they have their limits
	and deductibles set at.

	With all that said, $1700 does seem pretty high -- and the M3
normally
	shouldn't raise rates very much over a 328 (for me it was $20 /
6mo.).
	Thus, Rob, it may be wise to shop around -- your company may just
have
	much steeper penalties for the M3 than others.  Also, you may want
to
	reconsider your deductibles.  For example, it usually doesn't make
much
	sense to pay an extra $250/6 to have a $200 ded instead of a $1000
ded
	(unless you have a claim every two years, in which case that would 
	explain your $1700 rate ;^).

	Cheers,

	Brian

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