[alfa] Massachusetts insurance -- not Alfa-specific

[Mark Patterson <mrpfiat@xxxxxxxxx>]

I just got a notice from Hagerty informing me that
they can (now?) only offer collector-car insurance to
Massachusetts residents for cars that have antique car
registrations.  To get such a registration in Mass.,
you have to say you're only going to use your car for
parades, car club events, etc.  That is, you are not
supposed to drive your car just for fun, but only for
state-defined forms of fun.

My first reaction is to wonder why Massachusetts
should care, so long as Hagerty is willing to write
the insurance.  The coverage is the same, and I don't
think my driving my cars for fun is likely to lead
Hagerty into bankruptcy.

My second reaction is to wonder if other Massachusetts
residents have solutions to this problem.  Are other
collector-car companies taking the same action? 
Should we start a lobbying campaign?  Are the rules in
other states similar?

Mark

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