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Did Dave's insurance company pay for the silver '98 M3/4?
- Subject: Did Dave's insurance company pay for the silver '98 M3/4?
- From: Dave Hogg <Springwood@xxxxxxxxxxxx>
- Date: Fri, 02 Oct 1998 21:57:48 -0400
Yesterday I got the answer. YES! Very fair settlement. I believe the
key elements were 1) non-competitive, not timed ;>), 2) no passing
allowed (where the incident took place was a corner; explained passing
rules to insurance co), 3) it was a car-control school, not a race or
racing practice. As evidence, I had an instructor in the car, and my
brother, his wife and his two 16-year-olds had gone to school there,
too. Now, they took the "accident avoidance school", but it was also
conducted by BSR at Summit Point, and I told insurance co of the
differences, and 4) students drive the school's cars for skidpad
training because of the inherent risk of damage to cars.
I believe that if the instructor had not been in the car (as he was NOT
two laps earlier), I would have had a tough time with #3, and things may
have turned out much differently.
I now have a beautiful white M3/4 that may ("may", mind you, not "will")
never see the business side of a track due to my inability to UUC my way
out of this one. Loving spousal unit says something about 2- and
4-year-old sons needing a daddy, yadda, yadda. Tough argument because
she's SEEN the remains of the silver car close-up and personal.
Dave Hogg NCC
Pizzafest II School Lurker & Group 2 Wannabe
BTW, told spousal unit that I thought I could live with a Contour SVT
this time. She replied, "No, you wouldn't be happy with anything but
another M3." All things considered, did I marry well or what?!!
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